Money matters and money matters…yeah like money matters but then I’ve little issues in money matters.Let me explain.
We all know money is the thing in this world, of course I’m not saying at the expense of relationships and emotions and trust…but money is important even if we are not materialistic or greedy.
When it comes to me handling money matters, I’ll admit I’m a disaster. Be it saving money or lending money. While on saving money part I need not explain much as it is self explanatory so let’s not dwelve on that.
Coming to lending money. I can lend as much money I have and can lend. I’ll not even ask once the person in question as to why he/she needs the money AND when would I get it back. And most of the times I’ve been
cheated at a loss.
Once I was asked for a help of 10,000 rs cash upfront,by a friend. That time I did not have the full amount but the eager helper in me went ahead and borrowed the remaining amount from my other friend [who by the way asked me right then when would I return it ] and gave the total 10,000 to the needy friend.
Needless to say that needy friend hasn’t returned the money yet,it’s been 8 years now.We stay in the same city and I come across him lot of times. Oh and the other friend from whom I borrowed asked for the money even before the decided date .Thankfully,I was able to give it back to her then or else it would have been a facepalm moment for me!
The whole point is I’m not against the other friend who asked her money back. I’m against my dilly dally nature when it comes to asking for my own money from people. And it’s not about the huge amount, it could be as less as 10 rs but the point here is of integrity and trust.
Talking about the 10 rs., I clearly remember it is from the time when I was in 8th std. Bunch of us friends had contributed rs.10 each to buy some gift for the b’day friend. I didn’t have 10 rs then with me so I asked my friend N to pay on my behalf since she had that much amount on her,committing that I would return it tomorrow.
The same day in the evening,while I was away playing with my colony friends,N came home to take back 10 rs. that she lent me in the morning in the school. I was shocked to heard that.
I was not shocked for totally for what she did. I was shocked that I don’t have guts to ask for my own money even on the day when the friends have committed,leave alone asking then and there.
I’m still not saying that asking your own money is rude / unacceptable. I think it’s better than forgetting / feeling shy to ask your money back. Most of the times I’m not comfortable to ask. I don’t like that and I don’t know how to do it although it has sometimes put me in hot soups but still I have not learnt how to ask !!!
So either I learn to ask back my money or stop lending! Ironically,both of these things are hard for me to implement 😦
Have you been in such a situation yourself or heard some experiences from others? Do you have such problem? What have you done to tackle this?